he salary line is just the start. Here’s what an in-house factoring back office really costs once benefits, turnover, and idle capacity are counted.
Blog
The IRS confirmed 2027 HSA and HDHP numbers in May — but the FSA limit is still pending. Here’s what to update now and what to hold until fall.
A factoring audit trail is only as good as its weakest link. Here’s what examiners actually check, and where manual processes tend to break down.
Commercial P&C premiums just dropped for the first time in nine years. Here’s how to renegotiate — not just remarket — Q4 2026 renewals, line by line.
Portfolio growth shouldn’t mean headcount growth. Here’s how factoring operators scale their back office without adding staff for every new client
A below-normal Atlantic forecast doesn’t mean a quiet renewal season. Here’s the carrier moratorium, NFIP flood gap, and claims-readiness checklist brokers need to run with coastal clients before October.
What is the 2026 hurricane season forecast?
How should brokers talk to clients about hurricane coverage in August?
There is a quiet hour in most factoring shops. It is 9pm Eastern, and the West Coast offices are closed. The East Coast is long since logged off. The principal is home with the family. The next morning is going to be loud.
For brokers handling group benefits, open enrollment is the 60 days that defines your year.
When a factoring operator says “I know what my back office costs,” they are usually quoting salaries. Loaded salary, sometimes, plus benefits, sometimes a line for software. Then the number they arrive at is dramatically lower than what the back office actually costs the fund to run.