Scroll Top

How Specialty Finance Firms Are Using Outsourced F&A to Cut Costs and Stay Competitive

In 2025, specialty finance firms are facing two major challenges: rising labor costs and a shortage of skilled accounting talent. To stay competitive, many are turning to outsourced finance and accounting (F&A) services.

A recent report by Quatrro Business Support Services highlights how outsourcing is helping firms reduce overhead, gain operational flexibility, and access specialized financial expertise—without building expensive in-house teams.

Why Firms Are Outsourcing F&A in 2025

Outsourcing isn’t new, but in 2025 it’s becoming a smart response to a shifting financial landscape. Here’s why:

  1. Labor shortages
    Qualified finance and accounting professionals are harder to find. Many firms simply can’t hire fast enough to support growth, reporting deadlines, or regulatory demands.
  2. Rising compensation costs
    With demand outpacing supply, salaries have jumped—putting pressure on budgets. Outsourcing helps control these costs while maintaining service quality.
  3. Need for speed and agility
    Outsourced F&A teams can help firms move faster, providing accurate financial data, forecasts, and insights in real time.
  4. 24/7 coverage
    With global teams working across time zones, firms get around-the-clock support—ideal for fast-moving finance operations.

The Benefits of Outsourcing for Specialty Finance

Outsourcing F&A isn’t just about cutting costs. It’s about building smarter, leaner operations that can scale with growth. Key benefits include:

  • Access to experienced professionals
    Providers bring deep experience across accounts payable, receivables, tax compliance, reporting, and more.
  • Advanced technology
    Many partners offer real-time dashboards, automated reporting, and analytics tools—giving CFOs the insights they need to make data-driven decisions.
  • Improved compliance
    Keeping up with evolving tax and financial regulations is easier with specialized support. Many outsourced providers build compliance directly into their workflows.
  • Scalability
    As needs change, firms can scale outsourced services up or down—without the delay or cost of hiring and training new employees.

Industry Momentum Is Growing

This trend is accelerating in 2025:

  • Over 40% of CFOs plan to expand F&A outsourcing this year.
  • Talent shortages remain one of the top drivers of this shift.
  • The global F&A outsourcing market is projected to reach nearly $55 billion in 2025.

For specialty finance firms—often operating in fast-moving, data-heavy environments—outsourcing offers the kind of flexibility and efficiency that internal teams can struggle to match.

What to Look for in a Good Outsourcing Partner

As outsourcing becomes more strategic, choosing the right partner matters. Key traits to look for include:

  • Experience in financial services or specialty finance
  • Secure, cloud-based infrastructure
  • Compatibility with your existing tech stack
  • A proven record of accuracy, timeliness, and transparency
  • Flexible service models that grow with your needs

The Bottom Line

In 2025, outsourcing finance and accounting functions is helping specialty finance firms tackle rising costs, labor shortages, and complex reporting demands. It’s no longer just a back-office solution—it’s a way to stay focused, fast, and financially sharp.

With the right partner, firms can offload routine work, tap into top-tier expertise, and gain the insight they need to make better business decisions—without the burden of expanding internal teams.