Growth in the factoring and specialty lending sector has continued at pace through the first half of 2026, with demand for receivables-based financing remaining elevated as small and mid-sized businesses navigate persistent working capital pressure and cautious bank credit postures. For many firms, the operational story behind that growth is less comfortable. Portfolios are expanding. Client onboarding pipelines are full. Invoice volumes are increasing. And the back-office infrastructure required to process all of it accurately, compliantly, and at speed is straining — not because firms lack technology, but because they lack the experienced people to run it.

