July 2026 update: Embedded factoring isn’t a roadmap slide anymore — it’s the operating reality. DAT closed its acquisition of Outgo in May 2025, putting instant carrier payments inside the largest freight exchange in North America.
Carrier Economy
A carrier at 2 a.m. needs fuel advance confirmation before the next load. A broker at 11 p.m. wants to settle three invoices before the accountant logs in at 6 a.m. A shipper at 6:30 a.m. answers verification calls on the second ring.