In an era of escalating cyber threats, financial institutions are under increasing pressure to meet both regulatory and operational standards. From SOC 2 compliance to data encryption and privacy controls, cybersecurity is no longer just an IT concern—it’s a core business priority.
Small Business
Small and midsize businesses (SMBs) across the U.S. are facing mounting pressure as working capital tightens. Between inflation, interest rate volatility, and extended payment cycles, even well-run companies are finding themselves in a cash flow bind. But while the problem is complex, one solution gaining traction is a strategic rethinking of operational support—particularly in collections and factoring.
Starting July 1, 2025, California’s debt collection landscape will change significantly, with new regulations that impact small business loans. For creditors and debt collectors in the commercial finance space, the state’s latest law imposes strict protections typically reserved for consumer debt—putting new demands on collections for commercial loans of $500,000 or less. The new rules could have major implications, especially for in-house collection teams and creditors, who will now be subject to the same restrictions as consumer debt collectors.