A desk reference for the questions landing on every broker’s desk this quarter, from “why didn’t my umbrella come down” to “is the FSA limit final yet.”
soft market 2026
Lower rates are good news for clients. For agencies, they mean more submissions, more quotes, and smaller commission checks on the same accounts. Here’s the arithmetic, and what to do about it.
Q4 was always heavy. This year, clients also expect every property account shopped and every benefits renewal benchmarked. Map the next 90 days before they map you.